MARCH 16, 2010
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CHUBBUCK POLICE DEPARTMENT FRAUD PREVENTION OVERVIEW
One of the police department's missions is the prevention of crime.  We offer the following information that will help you protect yourself from common types of telephone, mail and internet fraud.  Most scams take advantage of the victim's kindess or desire to make "easy" money.  The best overall advice to protect yourself from fraud is to avoid offers that seem either too good to be true or where there seems to be a lot of pressure to act quickly.
DEPARTMENT OF JUSTICE FRAUD PREVENTION INFORMATION
Internet fraud is, by far, the fastest growing and most common type of fraud.  The Department of Justice provides information about both internet fraud and telemarketing fraud.  Listed below are some suggestions to help you avoid being the victim of a scam:
bullet Protect your personal information:  Only share credit card or other personal information when you are buying from a company you know and trust.
bullet Know who you are dealing with:  Do not do business with any company that will not provide its name , street address and telephone number.
bullet Take your time:  Resist urges or pressure to act immediately despite the terms and offers.  Once you turn over your money, you may never get it back.
bullet Read the small print:  Get all promises in writing and review them carefully before you make a payment or sign a contract.
bullet Never pay for a free gift:  Be very suspicious of any offer that asks you to pay for a gift or prize.  If it is free or a gift, you should not pay for it.
ONGUARD ONLINE INFORMATION ABOUT SPAM SCAMS
Onguard Online OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against internet fraud, secure your computer, and protect your personal information.  The ten most common email scams can be found on this web site.  Prosecuting online fraud after it has occured is very difficult, knowledge is your best defense.
LEARN HOW TO DETECT PHISHING SCHEMES IN YOUR E-MAIL INBOX
A phishing e-mail is a fraudelent e-mail that is designed to look like a real e-mail from a legitimate bank, e-commerce vendor or other web site.  The goal of the phishing website is to get your personal information, credit card number or bank account numbers.  There are ways to detect whether the e-mails in your inbox are legitimate or fake.  SonicWALL provides a fun and very instructive Phishing IQ Test.